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The full ledger, oldest to newest. Everything I've written about paying off debt from Banff, and the Canadian money tools I've actually used.

• Debt Payoff9 min

  How I'm Paying Off $131K in Debt from a Small Room in Banff

  $31K line of credit, a Yukon loan, five credit cards, and one very cold winter. Here's the plan and the honest math.

• Credit Cards7 min

  Scotiabank Value Visa Review: Why I Keep a $3K Limit on Purpose

  The low-interest card almost no one writes about — and the debt strategy that made me cap my own limit.

• Credit Cards8 min

  RBC Avion Visa Honest Review: Worth It While Paying Off Debt?

  The tap works, the points are fine, and the fee is the real question. A first-person look after years of daily use.