Issue 001 · Banff, Alberta
Paying off $131,000 from a small room in the Rockies.
I'm Stephanie Marie. I drive a chauffeur car by night and write about Canadian money by morning. This is the honest ledger — every dollar, every card, every mistake.

What I write about
Debt Payoff
The $131K plan, in public.
Credit Cards
Real Canadian card reviews.
Investing
Wealthsimple, honestly.
Banking
Scotia, RBC, KOHO, Neo.
Latest
All articles →- 7 min
Credit Cards
Scotiabank Value Visa Review: Why I Keep a $3K Limit on Purpose
The low-interest card almost no one writes about — and the debt strategy that made me cap my own limit.
- 8 min
Credit Cards
RBC Avion Visa Honest Review: Worth It While Paying Off Debt?
The tap works, the points are fine, and the fee is the real question. A first-person look after years of daily use.
The Weekly Ledger
One honest email a week about paying off debt in Canada.
No affiliate spam. No corporate finance fluff. Just what I actually did with my money that week, and what worked.